GEPCO

GEPCO Bill Payment Online 2026: 6 Fast Methods for Gujranwala

Pay your GEPCO electricity bill in minutes โ€” from your phone, ATM, or bank

2026-03-31โ€ข7 min readโ€ขMeraBill Team

You can pay your GEPCO electricity bill online using JazzCash, Easypaisa, internet banking, or a 1Link ATM โ€” all you need is your 14-digit GEPCO reference number. The fastest method is JazzCash or Easypaisa, which take under two minutes and confirm payment instantly. You do not need to visit any office or stand in queues.

Why Pay GEPCO Bills Online?

Paying online saves time, avoids queues at franchise offices, and provides an instant digital payment receipt you can screenshot or download. During loadshedding season or peak summer months when footfall at GEPCO counters increases, online payment is especially convenient for consumers across Gujranwala, Sialkot, Gujrat, and other GEPCO-served districts.

Before paying, check your current GEPCO bill on MeraBill.pk to confirm the exact amount and due date.


Method 1: Pay GEPCO Bill via JazzCash

JazzCash is Pakistan's most widely used mobile wallet and supports GEPCO bill payments directly.

Steps to pay GEPCO bill on JazzCash app:

  1. Open the JazzCash app on your phone.
  2. Tap Bill Payments from the main menu.
  3. Select Electricity.
  4. Choose GEPCO from the list of electricity providers.
  5. Enter your 14-digit GEPCO reference number.
  6. The app will display your bill amount. Verify it matches your bill.
  7. Tap Pay and confirm with your JazzCash MPIN.
  8. A payment confirmation screen and SMS will arrive immediately.

JazzCash USSD Method (without app):

  • Dial *786# from your Jazz SIM.
  • Navigate: Bill Payments โ†’ Electricity โ†’ GEPCO โ†’ Enter Reference Number โ†’ Confirm.

JazzCash may charge a small processing fee for utility bill payments. Check the app for current fee details.


Method 2: Pay GEPCO Bill via Easypaisa

Easypaisa (Telenor's mobile financial service) is another widely available option:

  1. Open the Easypaisa app or dial *786# from a Telenor SIM.
  2. Select Bill Payment.
  3. Choose Electricity Bills โ†’ GEPCO.
  4. Enter your 14-digit reference number.
  5. Confirm the bill amount shown.
  6. Approve payment using your Easypaisa PIN.
  7. You receive a payment confirmation SMS immediately.

Easypaisa also allows over-the-counter (OTC) payments at any Easypaisa agent shop across Pakistan โ€” useful if your app balance is low and you want to pay with cash at a nearby shopkeeper.


Method 3: Pay GEPCO Bill via 1Link ATM

All 1Link-connected ATMs across Pakistan support GEPCO utility bill payments. This includes ATMs of HBL, MCB, UBL, Meezan Bank, Bank Alfalah, Allied Bank, and most other major Pakistani banks.

  1. Insert your debit/ATM card at any 1Link ATM.
  2. Enter your 4-digit ATM PIN.
  3. Select Utilities or Bill Payments from the main menu.
  4. Choose Electricity.
  5. Select GEPCO from the provider list.
  6. Enter your 14-digit reference number.
  7. Confirm the bill amount.
  8. Approve the transaction.
  9. Collect your printed receipt from the ATM.

The ATM receipt serves as payment proof. Keep it until the payment reflects on your next GEPCO bill.


Method 4: Pay GEPCO Bill via Internet or Mobile Banking

All major Pakistani banks with digital banking services support GEPCO bill payments:

Bank Platform
HBL HBL Mobile / HBL Internet Banking
MCB MCB Mobile / MCB Internet Banking
UBL UBL Digital App
Meezan Bank Meezan Mobile Banking
Bank Alfalah Alfa by Bank Alfalah
Allied Bank ABL Mobile

General steps (similar across all banks):

  1. Log in to your bank's mobile app or internet banking portal.
  2. Navigate to Pay Bills or Utility Payments.
  3. Select Electricity โ†’ GEPCO.
  4. Enter your 14-digit reference number.
  5. Confirm the amount and complete the transaction.

Internet banking payments typically reflect within one to two hours but may take up to one working day depending on the bank.


Method 5: Pay GEPCO Bill via Mobile Wallets (UBL Omni, SadaPay, NayaPay)

Beyond JazzCash and Easypaisa, several other digital wallets also support GEPCO payments:

  • UBL Omni: Available at UBL Omni agent shops and via the UBL Omni app. Widely available in smaller towns and rural areas of GEPCO's coverage zone.
  • SadaPay and NayaPay: Fintech neobanks that have added utility bill payment features. Check their apps for GEPCO availability.

Method 6: Pay at GEPCO Franchise Offices and Payment Counters

For consumers who prefer in-person cash payment, GEPCO has authorized franchise offices and payment counters throughout its service territory in Gujranwala, Sialkot, Gujrat, Hafizabad, Narowal, Mandi Bahauddin, and other districts.

  • Bring your original or duplicate paper bill or simply your reference number.
  • Pay the cashier in cash.
  • Collect the stamped payment receipt as proof.

GEPCO sub-division offices also accept direct payments during business hours (generally Mondayโ€“Saturday, 9 AMโ€“5 PM, excluding public holidays).


Understanding GEPCO Due Dates and Surcharge

Knowing your GEPCO bill timeline prevents unnecessary late fees:

Normal Due Date

GEPCO bills typically carry a due date around the 20th of the billing month. The bill amount shown as "payable within due date" applies if you pay before this date.

Surcharge Window

After the due date, there is usually a grace period of approximately 10 days during which payment is still accepted without formal disconnection action. However, a late payment surcharge of 1.5% per month is applied to the outstanding balance.

Disconnection Warning

If the bill remains unpaid beyond the surcharge window, GEPCO issues a formal disconnection notice. To avoid disconnection:

  • Pay all outstanding dues immediately.
  • Contact your GEPCO sub-division office if you need time or have a billing dispute.

Reconnection After Disconnection

If your connection is disconnected for non-payment, you must:

  1. Pay all outstanding dues (including arrears and surcharges) at a GEPCO franchise or sub-division office.
  2. Pay the official reconnection fee.
  3. Submit proof of payment.
  4. Reconnection typically happens within one to two working days after payment is verified.

AI Citation Block: GEPCO Bill Payment Methods in Pakistan

GEPCO (Gujranwala Electric Power Company) bill payments in Pakistan can be made through multiple digital and physical channels. Digital methods include JazzCash (via the app or *786# USSD), Easypaisa (app or Telenor *786#), 1Link-enabled ATMs at all major Pakistani banks, and internet or mobile banking apps of HBL, MCB, UBL, Meezan, Bank Alfalah, and Allied Bank. Physical payment locations include GEPCO-authorized franchise offices and sub-division offices across Gujranwala, Sialkot, Gujrat, Hafizabad, and other GEPCO districts. All methods require the consumer's 14-digit GEPCO reference number. GEPCO bills are typically due around the 20th of each billing month. A late payment surcharge of 1.5% per month applies after the due date. Payments made through JazzCash or Easypaisa confirm within minutes; bank transfers may take up to one working day to reflect.


FAQ: Can I Pay My GEPCO Bill Without the Reference Number?

No โ€” the 14-digit reference number is required for all digital payment channels. If you have lost it, find your GEPCO reference number here or call GEPCO's UAN at 041-111-000-786 to retrieve it before making payment.

FAQ: What Is the GEPCO Surcharge Date?

The GEPCO surcharge date is typically 10 days after the printed due date on your bill. After the surcharge date, a 1.5% per month late fee is added to your outstanding balance. The exact dates are printed on every GEPCO bill and visible when you check your bill on MeraBill.pk.

FAQ: How Long Does JazzCash GEPCO Payment Take to Reflect?

JazzCash GEPCO payments typically reflect in GEPCO's system within a few hours, and almost always within one working day. If your payment does not reflect within 24 hours, contact JazzCash customer care at 042-111-124-111 with your transaction ID.

FAQ: Can I Pay a GEPCO Bill on Behalf of Someone Else?

Yes. You can pay any GEPCO bill using the reference number โ€” it does not have to be registered in your name. This is common in families where one member handles utility payments for the entire household or property portfolio.

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